Why is my auto insurance company telling me that I don’t need a personal injury lawyer?

If you sustained an injury during a car accident and you have already spoken with your insurance company, they may have tried to discourage you from seeking the advice of a personal injury lawyer.

While you are certainly not required to work with a personal injury lawyer, the choice to proceed with a claim without one can put you at a disadvantage with the insurance company and may prevent you from getting all of the benefits that you are entitled to.

The following are a few reasons your insurance company may have given you not to see a personal injury lawyer, along with our reasons of why it is always best to get professional legal advice anyway.

Question: Your case has passed the allowable time you have to sue?

While there are laws concerning how long you have to make a claim or start a lawsuit, there are also some very good reasons why it is still advisable to consult with a lawyer.

The first reason is that when you call your insurance company, you are not speaking with a lawyer. The person on the other end of the phone may simply be wrong in their assumption that too much time has passed.

The second reason is that even if they are correct about the time limits, there are some exceptions to these rules. It is always best to check with a knowledgeable personal injury lawyer.

Question: Are Your injuries Minor?

Even so-called minor injuries can impact you financially, and if you are entitled to compensation, it is important that you receive it.

As well, the full extent of some injuries are not always known initially. It may take weeks or even months to fully realize what effect such injuries may have on your life. Consulting with a personal injury lawyer will help you to understand your rights.

Personal injury lawyers are time consuming and expensive

While it is true that the legal process can be time consuming, your lawyer will do everything in their power to make the process as easy as possible for you. And through the contingency fee agreement, you do not have to pay your lawyer until your case has been successfully resolved and compensation has been collected.

It can be far more expensive to take the first offer of the insurance company and end up not getting everything you were entitled to than it would be to consult with a lawyer and allow your case to progress and build over time.

A fair compensation will be paid

After you’ve been injured, your insurance company may tell you that you don’t need a personal injury lawyer because your insurer will pay you a fair compensation.

The problem with this is that immediately following an accident, it may be unclear as to what a fair amount would be. You may not be aware of all of the expenses that will be incurred as a result of your injury. However, your lawyer will have already seen many cases similar to yours, and they will have a good understanding of what costs you are likely to arise as the result of your injury.

If you’ve been injured as the result of an accident, it is always best to consult with a personal injury lawyer. Even if you decide not to pursue further legal action, at least you will have peace of mind knowing and understanding your rights.

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