Ontario auto-insurance is getting out of hand. Ontarians might as well be heading towards government run insurance. Since most of post-accident health care is already covered by tax payers via OHIP, ODSP, etc. — not auto-insurers — might as well pay directly to the government to insure Ontario drivers. Tax payers are already paying for health care of the injured — it would make sense to get money from the premiums back into the system, not to those fat, inhumane, deplorable, greedy auto-insurance companies.