Since Ontario has the highest car insurance premiums in Canada and the worst accident benefits coverage for the majority of accident victims, perhaps it’s time we revisited Bob Rae’s proposal to institute government-owned car insurance in Ontario . After all, private insurers are forever crying poor over low returns, all the while complaining about fraudulent claims and annually increasing premiums for this mandatory product. So why not give public auto insurance a try? It’s been done in British Columbia, Saskatchewan, Manitoba and Quebec. We don’t hear the public clamouring for a return to the good old days of private insurance in those provinces.