Auto Insurance Scams

Victim-of-Auto-Insurance-Fraud-300x240With the rise of the internet, it is becoming increasingly easier for people to pretend to be someone they are not. Unfortunately, this means it is not always evident immediately who is trustworthy. Scams like fake insurance companies are a real problem. Here are some tips to help you avoid scammers.

Insurance scammers often advertise heavily discounted insurance, often auto insurance, under the guise of working for a legitimate insurance company, and claim they can find you insurance coverage at rates significantly lower than what you are paying currently.

It is illegal to drive without auto insurance, even unknowingly. It is your responsibility to ensure you have the correct coverage. But if you are in a car accident, Clarke Law can help.

So what can you do to protect yourself?

DO NOT pay a referral fee – licensed agents and brokers do not charge you fees.

DO NOT pay your auto insurance premium through a wire transfer or money wiring service – this is not a practice in the insurance industry.

DO complete an Ontario Application for Automobile Insurance – Owner’s from (OAF1) application when applying for auto insurance. If an agent or broker completes the form on your behalf, check it for accuracy – by signing the contract, you’re agreeing to the statements made by the insurance company.

DO contact the police if you suspect fraudulent activity on the part of an insurance company.

DO ensure the insurance agent you are working with is legally allowed to sell auto insurance – check at or

DO check that the insurance company is licensed as well.

Clarke Law prides themselves on providing you with professional, quality service. Contact us today if you need a car accident lawyer.

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